of the loan amount, or we can accept commission from the lender
Our experience of almost 20 years working in mortgage markets means that we can ensure a stress free mortgage transaction for our clients. That's where our experience counts. We have access to the whole of the mortgage market ensuring that you end up with the best deal to suit your needs.
With over a 1,000 different products available finding the most suitable one for you can be a real minefield. Our advisors are fully qualified and Worthington Finance Ltd. is an appointed representative of Sesame Limited, which is authorised & regulated by the Financial Conduct Authority.
We're proud to say that 70% of our business is repeat business. We often find that the clients we’re helping today with remortgages and new mortgages for bigger family homes, are the same clients that we helped to get onto the property ladder as first time buyers over 15 years ago.
Market conditions are almost certain to have changed since you last moved. The last 5 years alone have seen great changes in the mortgage market: self-certification mortgages are no longer available, rates have fallen to historic lows and lenders are tightening their lending criteria. We have access to thousands of introductory offers and exclusive rates that can meet your borrowing requirements.
If you are considering switching your existing mortgage deal, or your rate is soon to finish, you may be unsure of what to do next. In our opinion, being able to weigh up all the options and discuss the costs involved makes remortgaging clearer to understand and gives you the ability to see monthly savings.
First Time Buyers
Arranging your first mortgage can be bewildering. With hundreds of different products and companies competing for your attention, how can you be sure that you’ve made the best possible start to owning a home?. We understand the whole house buying process; property surveys, finding a solicitor and dealing with estate agents." We guide you through every step".
Buy To Let
The amount you can borrow will mostly depend on the rental income of the property, with many lenders also reviewing the overall personal income and debt circumstances of an applicant. Whilst an individual’s personal financial situation can be complex, lenders are available that can accommodate most circumstances.
Changes in the exchange rate may increase
the sterling equivalent of your debt
Our exclusive connections mean that we still have access to a wide range of expat mortgage products and we can still find extremely competitive expat mortgages for both buy to let properties and family homes.
Renovating or Second Build
Buying a run-down house that needs significant renovation work or converting an old building such as a barn, can be the ideal way to get the house you want at a price you can afford. Organising your finances from the outset to ensure that you have the money you need as the project progresses is vitally important. Our expertise includes association with specialist mortgage providers who can help with these specific projects.
Please leave your details here, including your telephone number, so that we can call to discuss your needs.
Please briefly describe your needs in the comments box. We can offer appointments from either our Wokingham or Bracknell offices, whichever is most convenient for you.