Our Focus

Our experience of over 25 years working in mortgage markets means that we can ensure a stress free mortgage transaction for our clients. That's where our experience counts. We have access to a comprehensive range of lenders ensuring that you end up with the best deal to suit your needs.

Our Advice

With over a 1,000 different products available finding the most suitable one for you can be a real minefield. Our advisors are fully qualified at Worthington Finance Ltd.

Our Clients

We're proud to say that 70% of our business is repeat business. We often find that the clients we’re helping today with remortgages and new mortgages for bigger family homes, are the same clients that we helped to get onto the property ladder as first time buyers over 15 years ago.

Worthington Finance

Your property may be repossessed if you do not keep up repayments on your mortgage. Changes in the exchange rate may increase the sterling equivalent of your debt.

Our Help

Home Movers

Market conditions are almost certain to have changed since you last moved. The last 5 years alone have seen great changes in the mortgage market: self-certification mortgages are no longer available, rates have fallen to historic lows and lenders are tightening their lending criteria. We have access to thousands of introductory offers and exclusive rates that can meet your borrowing requirements.

Re Mortgaging

If you are considering switching your existing mortgage deal, or your rate is soon to finish, you may be unsure of what to do next. In our opinion, being able to weigh up all the options and discuss the costs involved makes remortgaging clearer to understand and gives you the ability to see monthly savings.

First Time Buyers

Arranging your first mortgage can be bewildering. With hundreds of different products and companies competing for your attention, how can you be sure that you’ve made the best possible start to owning a home?. We understand the whole house buying process; property surveys, finding a solicitor and dealing with estate agents."We guide you through every step".

Buy To Let

The amount you can borrow will mostly depend on the rental income of the property, with many lenders also reviewing the overall personal income and debt circumstances of an applicant. Whilst an individual’s personal financial situation can be complex, lenders are available that can accommodate most circumstances.

Help to Buy or Shared Ownership

Starting out can be difficult, especially in the financial situation we are all currently in. Luckily the UK government has created a programme to support first time buyers and those looking to move home and purchase a residential property.
Understanding the pros & cons is a minefield, but we can offer a helping hand having supported many FTB's through this process over the years.

Renovating or Second Build

Buying a run-down house that needs significant renovation work or converting an old building such as a barn, can be the ideal way to get the house you want at a price you can afford. Organising your finances from the outset to ensure that you have the money you need as the project progresses is vitally important. Our expertise includes association with specialist mortgage providers who can help with these specific projects.

Truly Impartial

We offer truly
impartial advice

Knowledge Base

Over 25 years experience
& knowldge

Move or Improve

Options for remortgaging
and not moving

Understanding

We help you understand
the process

Testimonials & Feedback

Mrs L DyneWokingham
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I always consult Simon as soon as I have a feeling I should be doing something about my mortgage. He always gives me the best advice even if he doesn’t earn anything from it. A true gentlemen.
Miss J Martin-KerrWokingham
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Excellent advice given in a timely, Well considered manner. Impressive response time. Thank You!
Mr SandersonReading
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We've been through 3 house moves, 2 re-mortgage and Simon has extensive knowledge of the mortgage market, making us feel confident we're always getting the best deal. Robbie Sanderson
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