Our Focus
Our experience of over 25 years working in mortgage markets means that we can ensure a stress free mortgage transaction for our clients. That's where our experience counts. We have access to a comprehensive range of lenders ensuring that you end up with the best deal to suit your needs.
Our Advice
With over a 1,000 different products available finding the most suitable one for you can be a real minefield. Our advisors are fully qualified at Worthington Finance Ltd.
Our Clients
We're proud to say that 70% of our business is repeat business. We often find that the clients we’re helping today with remortgages and new mortgages for bigger family homes, are the same clients that we helped to get onto the property ladder as first time buyers over 15 years ago.
Worthington Finance
Your property may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Home Movers
Market conditions are almost certain to have changed since you last moved. The last 10 years have seen great changes in the mortgage market: self-certification mortgages are no longer available, rates have fallen to historic lows and have risen of late, with tighter lending criteria. We have access to many introductory offers and exclusive rates that can meet your borrowing requirements.
Re Mortgaging
If you are considering switching your existing mortgage deal, or your rate is soon to finish, you may be unsure of what to do next. In our opinion, being able to weigh up all the options and discuss the costs involved makes remortgaging clearer to understand and gives you the ability to see monthly savings.
*You may have to pay an early repayment charge to your existing lender if you remortgage.
First Time Buyers
Arranging your first mortgage can be bewildering. With hundreds of different products and companies competing for your attention, how can you be sure that you’ve made the best possible start to owning a home?. We understand the whole house buying process; property surveys, finding a solicitor and dealing with estate agents."We guide you through every step".
Buy To Let
The amount you can borrow will mostly depend on the rental income of the property, with many lenders also reviewing the overall personal income and debt circumstances of an applicant. Whilst an individual’s personal financial situation can be complex, lenders are available that can accommodate most circumstances.
*The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.
*Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Help to Buy or Shared Ownership
Starting out can be difficult, especially in the financial situation we are all currently in. Luckily the UK government has created a programme to support first time buyers and those looking to move home and purchase a residential property.
Understanding the pros & cons is a minefield, but we can offer a helping hand having supported many FTB's through this process over the years.
Renovating or Second Build
Buying a run-down house that needs significant renovation work or converting an old building such as a barn, can be the ideal way to get the house you want at a price you can afford. Organising your finances from the outset to ensure that you have the money you need as the project progresses is vitally important. Our expertise includes association with specialist mortgage providers who can help with these specific projects.
Truly Impartial
We offer truly
impartial advice
Knowledge Base
Over 25 years experience
& knowldge
Move or Improve
Options for remortgaging
and not moving
Understanding
We help you understand
the process
Testimonials & Feedback
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